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With a credit score of 650, the loan amount you can borrow may vary depending on the lender and loan type. Generally, mortgage options may still be available but with higher interest rates or stricter terms. There are instances where individuals with a credit score below 650 have been approved for loans, sometimes even with rates lower than those offered by traditional banks. However, it's crucial to shop around and compare offers from multiple lenders to find the best deal possible.

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